Before Closing

Pre-Closing Procedures

At FM Title, we all want closing day to go smoothly, so please review the following to assure all the necessary people will be prepared.

A Few Things Required of You

  • Buyers and sellers must bring proper identification (a valid photo ID) card to closing
  • Buyers must provide approved funding at closing. Cashier’s checks or wired funds are approved forms
  • Inform FM Title before the closing day if anyone in title to the property is deceased
  • Advise FM Title if anyone involved in the transaction is physically or mentally impaired. We want to assure we have made proper arrangements to accommodate everyone
  • If either the buyers or sellers will NOT be at the closing, please advise FM Title prior to closing day. We will do whatever possible to mail or e-mail the necessary documents
  • Please bring current invoices for all miscellaneous debts if a requirement to pay off the debt is a condition of the loan
  • Please fill out and return a Seller Information Letter. This enables FM Title to obtain payoff estimates of any Mortgages or other liens that may have been filed against the property

Seller Info Letter

Services throughout North Dakota and Minnesota.