When you purchase or sell a home, the title of the property will be transferred from the seller to the buyer at closing making the buyer the owner of the home. A title company will research your title and avoid any surprises, secure your private information, close on your home and file the necessary documents with the county after closing. An abstract is a condensed history of the property and includes all of the recorded transactions affecting the property. The purpose of an abstract is to give the examiner the condition of title to the property as it appears of record. An abstract contains information such as: the current and prior owners of the property, mortgages against the property, satisfactions of prior mortgages, easements and rights-of-way across the property, bankruptcy matters, and more.

An O & E Report is a limited search which shows the record title owner and encumbrances to a specific tract of land. Sometimes it is also referred to as a Title Memorandum or Report of Title. Information is limited as to what is shown as unsatisfied mortgages, judgments, tax liens, and taxes of record.

Title Insurance is protection against loss of the insured interest in the property if a covered defect is found in the title. Title insurance is offered by all affiliated offices for North Dakota & Minnesota properties and plays a vital role in residential and commercial transactions.

The tax deferred exchange is a valuable investment tool for maintaining continuity of investment dollars while affording investors the opportunity to consolidate, expand or diversify their portfolio of properties without recognizing capital gains taxes or depreciation recapture. We will coordinate, close, and hold funds on a 1031 tax deferred exchange.

Services throughout North Dakota and Minnesota.